You can get a lot of 4x4 for $20,000. Here are some of the best picks, according to you.
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Jeep
Jeep Wrangler (TJ)
The Wrangler from the late '90s has depreciated enough where you can reliably find good examples for under $20,000. It has a massive amount of aftermarket support and timeless looks.
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Jeep
Jeep Cherokee (XJ)
Of course, if you're looking for something with a bit more livability, the XJ Cherokee is the car for you. It's nearly as capable as the Wrangler, and a lot better-suited for daily driving.
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Land Rover
Land Rover Discovery
If you're willing to look past reliability issues, the Discovery remains a great choice for off-roaders looking to stand out from the crowd of Jeeps and Land Cruisers.
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Chevrolet
Chevrolet Blazer
The Blazer has developed a sort of cult following among its owners as a sporty 4x4 you can take anywhere. They remain great buys under 20 grand, especially if you can find a two-door ZR2 like the one pictured above.
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Toyota
Toyota Land Cruiser
There are a handful of generations of Land Cruiser you can currently pick up for under $20,000. 80-Series cars from the '90s fall under this category, as do early V8-powered examples from the early 2000s.
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Toyota
Toyota 4Runner
If you don't want to drop a ton of money on a Land Cruiser, the Toyota 4Runner is a lighter, more simplistic option that's just as capable. Just maybe don't expect it to be as durable.
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Toyota
Toyota FJ Cruiser
The looks might not be for everybody, but Toyota's quirky old-school Land Cruiser tribute is surprisingly competent off-road. Plus, it has round headlights. How many modern cars can you think of have those?
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Nissan
Nissan Xterra
The Xterra is nearly as quirky as the FJ Cruiser, and just as good at driving off-road. Even relatively new examples can be had for under $20,000 if you know where to look.
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Nissan
Nissan Pathfinder
The first-gen Pathfinder may not be as popular as some of the other cars on this list, but with a few choice modifications, it could hang with most anything on the trails.